Welcome to 1Kmunity
We provide quick, secure, and effortless digital loans, accessible any day of the year. With our guiding slogan, "Empowering Families, Enriching Futures," we simplify your financial journey, ensuring you have the support you need, whenever you need it.
Create an AccountSalary Advance Loan
Bridge the gap until payday with our Salary Advance Loan, designed for when you need funds fast.
Emergency Loan
Respond to unexpected expenses quickly with our Emergency Loan, offering immediate financial relief.
Personal Loan
Fund your dreams and meet personal milestones with our flexible Personal Loan options.
Business Loan
Empower your business's expansion and operational needs with our tailored Business Loan solutions.
We care about our community.
Our Mission
To foster lasting, generational bonds with our clients, evolving and strengthening these relationships over time.
Our Vision
To become the bedrock of financial security and growth for families, impacting generations with support and innovation.
Our Goal
To empower families with essential tools for financial resilience and prosperity, building a legacy of success for future generations.
We elevate your financial ease with our tailored lending services.
Emergency Loan
Our Emergency Loan service is designed for immediate financial needs, offering a streamlined application process for swift approval and disbursement. This option is perfect for urgent expenses, ensuring you have access to funds when time is of the essence, without the hassle of extensive paperwork.
Personal Loan
Our Personal Loan offers a flexible financial solution to meet a wide range of needs, from consolidating debt to financing major life events. With competitive rates and customizable repayment plans, we provide a personalized approach to lending, empowering you to manage your finances with confidence and ease.
Business Loan
Our Business Loan is tailored to support the growth and sustainability of your enterprise. Whether you're starting up, expanding, or need to bridge cash flow gaps, our loans provide the financial backbone your business needs to thrive. With favorable terms and a focus on building long-term partnerships, we're committed to fueling your business success.
Secure Service
Every balance subtracting transactions need OTP verification so You can feel safe about your funds. Also, you can use the google authenticator app on your cellphone and enable 2FA security from the account menu.
Flexible Interest Fee
Experience our Flexible Interest Fee structure, offering competitive rates that stand out from the rest. At 1kmunity, we prioritize transparency with clear communication about loan processing and transfer fees, ensuring you understand every detail.
It's easy to join with Us
Open an Account
Create your account to embark on your financial journey with us.
Verification
After registration you need to verify your Email and Mobile Number.
Request
Submit your loan request through our streamlined process.
Get Funded
Receive your funds swiftly and embark on achieving your financial goals.
We Have The Best Loan Plans
Daily
Loan Starting at ₱1,000.00 up to ₱10,000.00 with loan interest as low as 2.99% per repayment
Feature of our PERA™ System:
Daily offers the convenience of 2 simple installments, reducing your total loan balance by 52%.
Loan Transparency:
We prioritize clarity and straightforwardness in the disbursement of your funds. Once your loan receives approval, the initial disbursement will include deductions for a one-time service fee of 3.5%, the interest for the first installment, and a bank transfer fee of ₱49.00 from the total loan amount. The remaining balance, or net funds, will then be deposited into your chosen funding account.
Personal Loan
Loan Starting at ₱1,000.00 up to ₱5,000.00 with loan interest as low as 2.99% per repayment
Feature of our PERA™ System:
Personal Loan offers the convenience of 6 simple installments, reducing your total loan balance by 18.99%.
Loan Transparency:
We prioritize clarity and straightforwardness in the disbursement of your funds. Once your loan receives approval, the initial disbursement will include deductions for a one-time service fee of 3.5%, the interest for the first installment, and a bank transfer fee of ₱49.00 from the total loan amount. The remaining balance, or net funds, will then be deposited into your chosen funding account.
Salary Advance Loan
Loan Starting at ₱1,000.00 up to ₱3,000.00 with loan interest as low as 2.99% per repayment
Feature of our PERA™ System:
Salary Advance Loan offers the convenience of 3 simple installments, reducing your total loan balance by 37.65%.
Loan Transparency:
We prioritize clarity and straightforwardness in the disbursement of your funds. Once your loan receives approval, the initial disbursement will include deductions for a one-time service fee of 3.5%, the interest for the first installment, and a bank transfer fee of ₱49.00 from the total loan amount. The remaining balance, or net funds, will then be deposited into your chosen funding account.
We provide private lending services in the Philippines.
Explore our comprehensive range of private lending services across the Philippines, designed to meet your unique financial needs with ease, speed, and reliability.
1.2M+
Account Holders
3B
Total Transaction
247K
Businesses Served
1M+
Families Helped
Frequently Asked Questions
Though we have provided lots of information about us and how we serve what is our working process our terms and conditions our policies etc.
Yes, we don't take any fees for opening an account.
Yes, you can pay off your loan early without incurring future interest charges, allowing you to save on interest costs over time.
Access the registration form by selecting the "Sign Up" button located on the top right of the page. Fill in all required information and click "Register" to complete the process.
No, we don't provide our account holder's information to any third-party organization.
We have several loan plans. Choose the best plan suitable for you and just click on the Apply Now button and put the amount.
As of our current policy, you are eligible to apply for one loan at a time. Our focus is to ensure responsible borrowing practices and help you manage your financial commitments effectively.
Our Partners
